Mays, Elizabeth Primary Author mixed material bibliography Australia Thomson 2004 en English

Printed Material

xiv, 250 p. : tabs., figs., ; index ; 24 cm. With the growing concern about personal bankruptcy and quality of consumer lending, an effective credit scoring system is crucial to efficient and profitable lending practices. Featuring essays from seven experts in the risk management and banking/financial institution lending environment, this unique book offers valuable insights and proven techniques for developing effective credit scoring systems. It provides in-depth coverage of the roles of credit scoring, generic vs. customized scoring models, credit bureau data, scorecard development, performance measures, neural networks, project management, scorecard monitoring reports, how to use a scorecard to a lender's best advantage and much more. Benefits: ; The essays provide in-depth coverage of the roles of credit scoring, generic vs. customized scoring models, credit bureau data, scorecard development, performance measures, project management, scorecard monitoring reports, and much more. The essays provide in-depth coverage of the roles of credit scoring, generic vs. customized scoring models, credit bureau data, scorecard development, performance measures, project management, scorecard monitoring reports, and much more. TABLE OF CONTENTS About the Author Contributors Preface 1 The Role of Credit Scores in Consumer Lending Today 2 Generic and Customized Scoring Models: A Comparison 3 Credit Bureau Data: The Foundation for Decision Making 4 Scorecard Development 5 Variable Analysis and Reduction 6 Scorecard Performance Measures 7 Understanding the KS Statistic 8 Score Based Loss Forecasting Models 9 Impact of Indeterminate Performance Exclusions on Credit Score Model Development 10 Credit Scoring and the Fair Lending Issue of Disparate Impact 11 How to Successfully Manage a Credit Score Development Project 12 Scorecard Policies: How to Use Your Scorecard to Your Best Advantage 13 Scorecard Monitoring Reports 14 Credit Scoring and Risk Based Pricing: An Income Statement Approach Index Banking Risk Management Decision Making Debt Forecasting Tools Credit management Credit scoring EEK 0324200544 Perpustakaan - Sekolah Tinggi Manajemen PPM Pusat Informasi Manajemen EEK Cre 31875 Short Loan (Short Loan) EEK Cre 29521 2004-06-22 00:00:00 2020-09-09 13:37:57 machine generated