mixed material bibliography Manado PPM School Of Management 2011

10 p.: figs., tabs., refs. There are three objectives of this dissertation. They are to investigate evidence of market structure of Indonesian banking, to analyze the cost efficiency and economies of scale of banking industry, and to analyse of market structure and efficency relationship as well as the influence of market structure variabels to efficiency in the Indonesian banking market. The Hirschman-Herfindahl (HHI) and Concentration Ratio Four (CR4) indices indicated decreasing trend and low level of market concentration. The test of market competition by using Panzar-Rosse approach indicating a monopolistic competition behaviors among banks. In addition,the market for interest-based income is found more competitive than that of for fee-based income. The study also suggest that in the changing market structure especially during the consolidation period, input price of banks product seems higher. On the other hand, the result of efficiency analysis indicate by using panel data Stochastic Frontier Approach (SFA) show that the level of efficiency was in average 53,30%. The Foreign Bank (Bank Asing) followed by the Joint Venture Bank (Bank Campuran) had the highest level of efficiency as compared to other group of banks. Analysis also showed that banks with asset sized 1 trillion to 10 trillion has the highest efficiency level. It is also interesting to show that there was improved efficiency amongst the recapitalization banks. The results further indicate increasing scale economies was experienced by Indonesian banking during 1999-2009. The study show that market structure variables including size, market concentration and ownership status all have significant probability for bank to become efficient.<br> 20860390 Perpustakaan - Sekolah Tinggi Manajemen PPM Pusat Informasi Manajemen 41248 2014-06-12 00:00:00 2014-07-14 00:00:00 machine generated