Principles and Practices: Managing Risk with Consumer Considerations Redja’s Principles of Risk Management and Insurance provides
an in-depth examination of major risk themes. Using rich and up-to-date
content on the basic concepts of risk and insurance, and introductory
and advanced topics in traditional and enterprise risk management, the
text is relevant to a wide number of disciplines in the business realm.   Fully updated and revised, the Thirteenth Edition now covers global topics ranging from natural disasters and terrorism, to domestic issues like the ever-evolving Affordable Care Act and Healthcare Reform. Principles of Risk Management and Insurance sets
itself apart by placing primary emphasis on insurance consumers and
blends basic risk management and insurance principles with consumer
considerations, allowing students to apply basic concepts to their own
personal risk management and insurance programs.